Our Mortgage & Insurance Service

The advisers have over twenty years experience in providing mortgage advice and aim to provide its clients a hassle free, informative and swift service, whether they are looking to buy their first home, remortgage an existing property or hoping to expand or start a property investment portfolio.

Some of the highlights of our service are listed below:

Business Owner Expertise

Business owners can sometimes struggle with general affordability with lenders as proving income is not as simple as providing a latest payslip.

Armstrongs Wealth Planning prides itself on working with lenders that can cater for all different circumstances. From using salary and dividend income, to using profit from the latest accounts, or even working with clients that have only been in business for one year.

If you are a business owner and you need assistance in finding the right mortgage for you, we are in prime position to assist.

Independent and Whole of Market

We have a whole of market approach, meaning that we work with a large number of lenders to find the right mortgage for our clients.

Whether your circumstances are straight forward, or more complex, we will do our best to find the right mortgage for you, reaching out to high street banks and building societies alongside more specialist lending houses and challenger banks to ensure we give you the best opportunity of achieving your mortgage goal.

A Fair Charging Structure

At Armstrongs Wealth Planning, we believe in offering a fair, quality service to our clients. The fact that we have so many clients returning back to us each year is testament to this ethos.

Whilst we do charge an application fee for our mortgage service - typically up to £395* for a house purchase application or £195* for a remortgage - this is only ever payable once we have submitted an application, never before.

Unlike other brokers, we do not charge for an 'Agreement in Principle' or for 'Product Transfer' application where a client remains with their same lender instead of remortgaging to a new provider.

This is part of our commitment to providing a fair and professional service for all of our clients.

* Charges may vary dependant on the exact circumstances of the application

Mr W, Hinckley

"Stewart easily and quickly was able to talk to me about what I was looking for and understand my situation. He talked me through my options and gave me the confidence to apply for the right mortgage for me, which was accepted straight away. I wasn't even sure I could get the mortgage I wanted but I have now been able to purchase my house."

Mr H, London

"Stewart and his team couldn't have been more patient, professional and understanding. They are very good at communicating despite me being based 100 miles away. I had deadlines to avoid losing the sale at a very busy time, Stewart pushed through the application and guided me from the beginning of the process up until the very end. I would and have already recommended to friends and family."

Mrs W, Rugby

"Re-mortgaging is such a minefield, and Stewart made the whole process completely stress-free and more importantly secured us a really great deal! He also gave me lots of really helpful advise with regards to my retirement planning. Everything was explained in a way which was easy to understand, enabling me to make an informed decision."